Qinetic Platform

Qinetic is an application platform designed to cover the entire lifecycle of consumer credit processes, including customer onboarding, product setup, credit assessment, and loan disbursement.

The solution is conceived as a flexible and modular platform, which can be adopted either end-to-end or through individual components, ensuring high compatibility with the customer’s existing systems and reduced implementation costs.

Its architecture, based on containers, microservices, event-driven design, and an API-first approach, ensures high scalability, continuous availability in 24/7 environments, and seamless integration with traditional banking systems such as core banking platforms, CRM solutions, digital signature services, and Open Banking processes.

Qinetic acts as a true business accelerator, enabling the design of customised processes and strategies tailored to specific customer needs. The platform supports the management of a wide range of financial products, including personal and consumer loans, salary secured loans, cards, mortgages, leasing, and peer-to-peer lending solutions, and is already successfully adopted by banks and financial institutions.

The platform is highly customisable: customers can select the functionalities to be included, configure existing processes and modules, and provide specifications for the graphical design of the user interface.