Risparmio e Investimenti

Fintech has been transforming the investment industry for several years. Innovative use of technology and a data-driven approach are changing the way individuals invest their money.

Democratization of investment opportunities:

In general, investing was limited to a select group of individuals and institutions. And investing in certain asset classes was literally impossible for mass market customers, mainly due to advisory fees or regulation. Fintech has democratized investing by offering online platforms that allow anyone to invest in various assets.

Low-cost investing:

With lower fees and minimum investment requirements, Fintech allows individuals to start investing with smaller amounts of money.

Robo-advisory:

Fintech platforms use algorithms to create personalized investment portfolios at lower costs than traditional human financial advisors.

Automation and efficiency:

Fintech uses algorithms and artificial intelligence to analyze data, make investment decisions, and rebalance portfolios, eliminating the need for manual intervention.

Data-driven investment strategies:

Using artificial intelligence and machine learning algorithms, Fintech platforms can identify trends, patterns, and correlations that traditional investment approaches might overlook. This data-driven approach enables more informed investment decisions.

Greater transparency:

Fintech platforms provide investors with easy access to track their investments, monitor performance in real time, and obtain information about underlying assets. This transparency fosters trust and gives investors the tools to make well-informed decisions.

Social and impact investing:

Fintech has also facilitated the growth of social and impact investing through dedicated platforms. Investors can align their investments with their values by supporting causes such as renewable energy, sustainable development, and social entrepreneurship. Fintech enables individuals to create a positive impact while generating financial returns.

This is the list of Italian Wealthtech and Fintech companies selected by AziendaBanca in the Atlas of Fintech 2026 (in Italian).

Axyon AI

• AI for asset management

Beewise

• investment app

Bitpanda

• multi-asset investment platform

Collecto

• fractional investments in luxury collectibles

Degiro

• online trading

eToro

• social trading

Freedom24

• investment app

Gimme5

• savings and investment app

Hodlie

• automatic crypto trading

MDOTM

• AI for investments

Mintos

• loan and ETF investment platform

Moneyfarm

• digital asset management

Piece

• fractional investments in real estate assets

Plannix

• platform for creating financial plans

Plum

• savings and investment app

Scalable Capital

• accumulation plans

Trade Republic

• European digital bank for investments

Wealthype

• AI software to support advisors

Weltix

• private asset investment management