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Buy Now Pay Later

Fintech companies offering “buy now, pay later” services are changing the way consumers manage their purchases. BNPL allows consumers to purchase goods and services immediately, with the option of deferring payment without interest or additional costs. After its debut for consumers, this formula is now spreading to businesses as well.

Thanks to these flexible payment solutions, more and more people can access the products they want without necessarily having to pay the full amount up front. In this list, we present some of the leading paytech companies offering “buy now, pay later” services in Italy.

These are the Fintech companies dealing with BNPL selected by AziendaBanca for the “payments” section of the Atlas of Fintech 2026 (in Italian)

Alma

  • Buy Now Pay Later

Floa (BNP Paribas Group)

  • Buy Now Pay Later

Klarna

  • Buy Now Pay Later

Qomodo

  • BNPL and other integrated payment services for merchants

Scalapay

  • Buy Now Pay Later

Software