Panda for Core Banking

Panda for Core Banking is a web-based, modular, and API-oriented platform that supports the integrated management of all core banking processes, enabling financial institutions to evolve their operating models and accelerate digital transformation.

Its full cloud, microservices architecture adapts seamlessly to centralised or distributed structures and allows gradual replacement of legacy components.

Designed for complex banking environments, the platform ensures native interoperability with legacy systems and external services, minimising infrastructure impact and enabling fast time-to-market. The API-first approach allows institutions to activate specific modules - accounts, lending, payments, accounting, compliance - while maintaining operational continuity and progressively transitioning toward a fully digital core.

Panda delivers end-to-end coverage of key banking functions, including account and transaction management, payments and collections, lending operations, general ledger, financial statements, AML controls, regulatory reporting, and risk management features with integrated early warning capabilities. It is also designed for multi-entity, multilanguage and multi-jurisdiction scenarios, making it suitable for cross-border groups and federated institutions.

Combining automation, embedded compliance and a composable architecture, Panda enhances operational efficiency, simplifies complexity, and improves data quality throughout the entire banking lifecycle.