Factoring & Confirming

Factoring & Confirming is a fully digital, end-to-end platform managing traditional factoring, reverse factoring, and domestic and international confirming solutions, with or without supplier financing. Its cloud-native, scalable, resilient architecture supports multiple languages and currencies, offers flexible APIs, and allows customisation of roles, permissions, and user experience.

The entire operating cycle is digitised through dedicated Customer and Supplier web portals, with configurable onboarding processes and a multi-level pricing model covering the financial institution, contract, and provider. Factoring management includes complete workflows for documentation, operating methods, controls, and a transaction portal also available to non-customer suppliers.

The modular platform supports different commercial models and optional components. It includes advanced risk management and control functions covering financing risk, default risk, and dynamic eligibility parameters. Its financing eligibility engine updates the financeable amount of each trade receivable in real time based on the related documentation.

An intuitive design and multi-level search tools simplify access to information and guide users through suggestions and notifications. The platform also operates efficiently at high volumes, ensuring traceability, automation, and full regulatory compliance.