Digital Nano Loans

The solution is a mobile, cloud-native, and fully digital platform designed for the instant disbursement of small ticket loans, typically ranging from €0 to €500, with a short repayment period of approximately six months.

The application is available in white label mode and can be deployed either as a stand-alone solution or integrated into existing applications via SDK.

A key differentiating feature of the product is its end-to-end coverage of the entire loan disbursement process, including KYC compliance and creditworthiness assessment. In particular, the platform leverages an innovative AI-based model that, subject to the customer’s consent, analyses data generated by the mobile device to estimate the probability of loan repayment.

The solution has been designed and implemented in full compliance with all applicable Italian and European regulations governing the processing, security, and protection of personal data.