KLINE srl - Gruppo Almaviva

Kline: FinTech by default, Innovation by design

Ideal partner for the digital transformation of asset & wealth management, Kline offers advanced, customized and scalable digital solutions for all market players that look to the future and leverage specialized skills and experience unique in Italy

Kline is the company of the ReActive ecosystem - AlmavivA Group, specialized in the development of application platforms for Front-to-Back operations of the asset management industry: Sims, Sgrs, Private Banks and Trusts. The consolidated knowledge and experience gained in the industry make Kline the ideal partner with which to digitize traditional operations and implement more innovative ones, according to the WealthTech model.

"Even in the past year, the Wealth Management industry has continued to experience a profound transformation, which is reshaping its business models. In order to respond to an increasingly evolved and diversified demand for services, having digital tools is a strategic lever to increase competitiveness, optimize the cost structure and offer both the intermediary and the end customer the best solution with technologically advanced products," comments Stefano Limonta, Kline's Chief Operating Officer. Our company offers comprehensive and modular solutions that respond promptly to specific customer needs, proprietary IT platforms, and a wide range of services to accompany ecosystem players in growth and transformation processes."

Twenty years of experience in managed savings

Kline is a company with 20 years' experience in the asset management market, and thanks to its qualified technological and regulatory skills, consultative approach and solutions that make operations more efficient, it is positioned in the market with extremely high levels of client retention and with the resources to expand its presence in both the Italian and foreign markets.

In synergy with ReActive and other AlmavivA Group entities, Kline accompanies the evolution and growth of: Sim, Sgr, Private Banking, Fiduciaries and new entrants (FinTech, WealthTech and RegTech).

The initiatives on the market

Among the most prominent and innovative Kline initiatives with a strong ability to anticipate the market:

• the initiation of the project to develop a proprietary "Open Finance" type framework, which enables the creation of "low-code" applications in a visual, user-friendly and controlled manner, with a Just-in-Time approach to ensure usability quickly and with a significant lowering of the technical-technological know-how required by users, using open, modular, cloud-based, API-first technologies;
• the delivery of Wealth Management platforms and/or individual features in SaaS mode, which can also be customized independently by individual clients to suit their specific business needs;
• the launch of Marketplace creation and management solutions for trading Digital Assets of all types in regulated and unregulated environments: equity, debt and hybrid (e.g., NFT, Security Token) representing real or financial assets, for the benefit of investors, companies and issuer communities enabled by DLT technology and interactions with public or "permissioned" blockchains;
• the development of solutions that leverage Artificial Intelligence (AI) and Machine Learning (ML) engines to revolutionize AML KYC and Transaction Monitoring processes in the financial sector.