MF-UCR ® | Metoda Finance

MF UCR® is a comprehensive solution allowing to manage all the communication with the Bank of Italy's Central Credit Risk Register through a single, integrated solution and regardless of the application used to generate the Central Credit Risk reporting.

• First European Information: on loan applicants and any guarantors in full compliance with the CR review carried out by BdI in July 2021.
• Return Flows: ability to upload return flows received from BdI, making them available to the Financial Intermediary participating in the service.
• Search, view, browse and edit of the information: to query and update credit exposures.
• Integration with systems for automatic information loads: information retrieval from master databases to support the interview with supervisory bodies.
• Management of territoriality limits.
• Information collection services: to make them available to external applications (rating calculation, customer and credit scorecards)
• Services for preparing queries on customers credit facilities (first information) from external applications (Electronic Overdraft Practice)

The advantages of a modular solution for the complete management of the Central Risk Office

◦ MF-UCR: Central Risk Office containing group, banking and financial system exposures including the web component for managing the credit application (first information, status changes, etc.).
◦ SmartReg® EBA Evolution CR Reporting Generator: application for monthly Central Risk Reporting and adjustments on the system reporting the communications coming from Bank of Italy.
◦ SmartReg® EBA Evolution Diagnosis & Rectification module: allows the diagnostics of adjustments for CRM and TAXIA Surveys before the submission of the surveys and massive adjustments.
◦ MF-A2A®: Management of communication with the Central Risk Service through the Bank of Italy CR Internet Channel.