Forward PEF 

Forward PEF is a specialised platform providing full coverage of creditworthiness assessment activities for leasing and rental operations through an Electronic Credit Facility Application.

The Forward PEF platform can be integrated into a leasing company’s existing ecosystem by connecting it with the front-office and back-office platforms already in use.

Designed to manage the entire credit facility lifecycle, Forward PEF supports the process from the lease application through contract execution and disbursement, ensuring full compliance with corporate and Group credit policies. Dedicated plugins also enable integration and data exchange with credit bureaus and market information providers.

The areas covered by Forward PEF include:

• Integration with the sales network’s quotation and offer platform
• Creditworthiness assessment of the applicant
• Integration with specialised credit bureaus, including Cerved, CRIF, ASSILEA, and Bank of Italy (Banca d’Italia)
• Scoring calculation and assignment through configurable credit rules
• Assessment process covering credit lines, aggregate risk exposure, guarantees, co-obligors, approval exceptions, document checks, and validation
• Approval process with identification of authorisation levels and four-eyes validation, where required