E-commerce Financing

E-commerce Financing is a solution that enables the fully digital management of customer applications for consumer loans, initiated directly from the merchant’s website checkout.

Customers are guided through the onboarding process of the finalised loan, while both merchants and lenders can access a dedicated web application to monitor and manage their respective applications.

The solution also provides the following capabilities:

• Stand-alone onboarding: the application is handled entirely within the e-commerce platform and transferred to legacy systems only upon completion of the process, allowing the management of potential system unavailability windows;
• Anonymous financial simulation, enabled through the definition of merchant-specific pricing models;
• Remote identification and electronic signature of the financing request;
• Initiation of simulation and application submission via direct link or API integration;
• Plug‑in integration with leading open‑source e‑commerce platforms, including Magento, WooCommerce, and similar solutions.