Credit Cards

The module supports the processing and management of customised credit and debit cards, operating on both proprietary schemes and international networks (such as MasterCard and Visa). It provides full coverage of the product lifecycle and enables the issuance of credit cards in charge, revolving, and optional revolving configurations.

More specifically, the solution manages all key operational stages, including the application process and credit line approval, card personalisation and production, and transaction authorisation, which may also be delegated to an external service provider. It also covers statement calculation and issuance, accounting of transactions and statements, and the complete set of post issuance activities designed to ensure maximum product flexibility.

These include credit limit adjustments, changes to instalment amounts or due dates, campaign based purchases, and the management of differentiated credit lines.

In addition, the system ensures full control and traceability of all actions required for the effective management of relationships with customers and intermediaries, enabling detailed verification of activities performed both on individual cards and within the broader relationship management process.