Corporate Loans

The Corporate Loans module is designed to support the management of the main credit instruments offered to corporate and SME customers, covering the entire financing lifecycle from initial request through to post disbursement management.

The solution enables the configuration and management of different financing structures, with customisable repayment plans and economic conditions aligned with the institution’s credit policies.

The system provides integrated management of credit assessment, approval, disbursement, and ongoing monitoring, including activities such as contract revisions, renegotiations, early repayments, and the handling of non-performing situations. An advanced parameterisation model allows the configuration of pricing, commissions, guarantees, and ancillary services based on the borrower’s profile and the specific financing structure.

The solution is designed for seamless integration with the bank’s front-end and back-office systems and supports accounting, regulatory reporting, and supervisory requirements, ensuring full control, traceability, and operational consistency throughout the credit relationship.