Consumer Loans

The module supports the comprehensive management of Personal Loans, Purpose Loans and Car Loans, offering fixed or variable-instalment repayment plans that can be configured through tools ensuring a high degree of product flexibility.

The procedure covers the entire loan life cycle, from data acquisition and contract entry through to disbursement and the management of all post-sales activities.  

In particular, it includes early repayment, payment deferral, refinancing, changes to the instalment amount or due date, moratorium management, and closure of the relationship both under normal conditions and in the event of anomalies.

Thanks to an advanced parameter-driven system, the module enables customised configuration of key product elements, including pricing rules, commissions, and the management of ancillary services, whether insurance-related or otherwise.  

The solution is also designed to ensure full integration with the dealer network and to support TFS product management. The functional scope is completed by components dedicated to accounting and regulatory reporting requirements.