Armundia 3SIXTY / BANCASSURANCE

Armundia 3SIXTY / BANCASSURANCE is the digital platform for managing and distributing multi-branch insurance products, covering all areas of risk: Life, Non-life, Health, Property, Professional, and Automotive.

Designed to transform Bancassurance into a strategic and integrated space, it offers banks and insurance companies a comprehensive and modern advisory service. Based on an advanced multi-asset segmentation and profiling model, the solution develops proposals perfectly aligned with the real needs of the investor.

A workflow engine supports contact management with digital collaboration functions, automatic session tracking, alerting, and triggering. Customer profiling is conducted through regulatory questionnaires, calculation or acquisition of specific profiles and scores, advisory questionnaires, an adequacy engine, and product governance procedures.

Customer needs analysis is based on KYC and historical data, integrated with Machine Learning techniques, semi-automatic surveys, and product mapping by segments. The system guides the distributor in choosing suitable products and defining a specific and customizable base pricing, starting from the need assessment.

The component for optimizing financial Policies (Branch III and Multi-Branch) includes a parametric environment for managing "flexible policies" based on agreements with the Company. Optimized policies are represented and reported through Asset-mix Analysis functions, with an indicative scoring to support the distributor.

The platform also includes a performance calculation and monitoring service, with the possibility of data certification for MiFID2 ex-post reporting.