PLAT@ONE

PLAT@ONE represents a complete solution of Core Banking , it is implemented in modular, scalable and integrated form, and can be easily implemented to support the business objectives of the Banks simplifying the technical / organizational processes.
PLAT@ONE has been developed and is constantly implemented through a continuous use of innovative technologies and a strategic analysis of the needs of the banking and financial sector.
The solutions adopted make it possible to design the components in a modular, non-invasive and adaptable form to any requirement of the Banks.
The platform is able to cover all sectors of banking, responding with a wide range of solutions to the needs of Corporate Banking (Loans, Trade Finance, Collections and Payments, etc.).
The main features:
MULTI CURRENCY AND COUNTERPARTS
All the functions available can be executed either in Euro or Currency and to Residents / Non Resident Clients and Domestic / Foreign Banks.

MULTI BANK
PLAT@ONE is natively designed for Multi Bank management. MULTI

LANGUAGE
The Presentation was created in Multi-language mode: the descriptions on the screens are displayed according to the "Language" of the Bank Operator that was assigned during Logon.
Communications to Clients (Eg: Account Statements, Interest Statements, Accountancy letters, etc.) are produced in the Client's language recorded in the Customer Information File.

OPERATIONS H24 / 7x7
The operability, for all the business functionalities is guaranteed h.24, 7x7.

PRINTING MANAGEMENT
The printouts available in the various functions can be produced at the Bank's choice: On-line for immediate delivery to customers, on-time through single / bulk printing and Batch request

DOCUMENT MANAGEMENT
The Core Banking features a buil-in Document Management with archiving in PDF format. The Reports produced by the application can be stored for a period of 20 years or more.

PROCESING SPEED
The mix of the two aspects "Integration" and "Data design" has a multiplier effect on the processing speed, with consequent optimization of the whole operability.

NO REDUNDANCY OF DATA
Our solution eliminates data redundancy, thus obtaining a consistent and homogeneous data system, which is consolidated at every update.

SYSTEM SECURITY
ICT Security is a fundamental component of the corporate governance strategy.
The management of the aspects related to "Operation" and "Logic" security is one of the most important features of PLAT@ONE. It can be integrated and implemented according to the needs of the user bank or the hosting environment. All operations performed on the system are easily traceable and identifiable.

MODULAR COMPLETENESS
PLAT@ONE offers services with the ability to cover all aspects of banking through a single modular structure, and is designed to centrally support the functional characteristics of the various sectors of the bank.
The System is fully compliant with regulatory requirements (for example Reporting to the Central Bank, AML, FATCA, Revenue Agency, ...).

RETAIL AND CORPORATE CUSTOMER MANAGEMENT
The system is able to fully support, in addition to the normal banking activity of retail customers, also the typical functionalities of corporate customers. It offers the features like:

• Financing
• Draft discounts
• Cash management
• Trade Finance
• Support for Interbank Corporate Banking
• Treasury management

BENEFITS
The benefits of PLAT@ONE can be represented in:

OPERATIONAL FLEXIBILITY
The solution has a completely parametric structure that can be adapted to the organizational structure of each Bank.
The system can leverage different tools that allow configurations to be managed with high flexibility: Monitoring of Business processes, Organization Processes; Terms and Conditions management, System Engine Management.

SYSTEM SCALABILITY
The system provides the possibility, in particular for start-up banks, to effectively plan the development of the various services by configuring and starting only the firsty necessary components. This allows the Banks a reduction in costs and a better organization of the service, as further products and services can be activated in further future steps.

EFFECTIVENESS
PLAT@ONE is a fully online operating system. All updates are made in real-time.

ERGONOMICS
The uniform and structured layout of the functions allows extremely simple and profitable interaction with the user.

COST SAVINGS
The minimization of manual work allows a considerable cost saving.

CROSS-SELLING OF PRODUCTS
The availability of various additional functions allows cross-selling of complementary services that increase customer loyalty and therefore the subsequent increase in remuneration.
The bank's marketing strategy is fully supported by the platform, which makes its services available in an integrated and easily usable way.

PLAT@ONE has the following technical characteristics:

• Highly customizable web graphic interface
• Use of Open Source development components
• Wide configurability allowed by parameterization possibilities
• Developed entirely in Java (Java EE)
• Omni-channel
• Easy integration with MQ, SOAP and REST services, APIs, connectors ...
• Possibility of direct connection to peripherals (scanner, Cash-in, ATM ...)
• Outbound integration towards services networks (Interbank networks, SWIFT, Trading Markets ...)
• Native connection with SWIFT Alliance Access
• Relational database (Oracle, DB2, SQL Server, other JDBC compatible)
• SOA functionality
• System scalability based on requirements
• Can be installed on Websphere, Jboss, Weblogic or any other JEE compatible application server
• Availability of an SDK and API for developments and customizations
• Maven-based software project